Property law
first-time buyers
Practical legal advice and conveyancing support for first-time buyers, from sale agreed through contracts, mortgage documentation, closing and registration.
When should you seek legal advice?
You should consider contacting a solicitor as soon as your offer is accepted, or earlier if you want advice before committing to the purchase. Early legal involvement can help explain the process, identify title or planning issues and reduce the risk of delay.
What should you do now?
Once your offer is accepted, provide your solicitor’s details to the estate agent and arrange any mortgage approval, valuation or survey required. Gather your identification and financial documentation and avoid signing legal documents before they have been reviewed.
documents that may be useful
- Sale details or booking deposit receipt
- Estate agent correspondence
- Mortgage approval or loan information
- Identification and proof of address
- Survey or engineer’s report, if obtained
- Help-to-Buy or other scheme documentation, where relevant
- Details of the proposed closing date
How o'Regan little solicitors llp can help
O’Regan Little Solicitors LLP can guide first-time buyers through each stage of the purchase, review the contract and title, deal with mortgage documentation, advise on property and planning issues, coordinate closing and complete the post-closing registration process.
Frequently asked questions
When should a first-time buyer contact a solicitor?
You should contact a solicitor as soon as your offer is accepted, or earlier if you want advice before committing to the purchase.
What happens after sale agreed?
The seller’s solicitor issues contracts and title documents. Your solicitor reviews them, raises any necessary queries, deals with your mortgage documentation and advises you before contracts are signed and the purchase proceeds to closing.
What documents should I bring to an initial consultation?
Bring or send the sale details, estate agent correspondence, mortgage approval or loan information, identification and proof of address, and any survey or engineer’s report you have obtained.
Buying Your First Home?
Speak with O’Regan Little about the purchase process, mortgage documentation and any proposed closing date.