Property law
Property finance
Legal advice for borrowers, lenders, investors and property owners on financing and refinancing residential and commercial property transactions.
When should you seek legal advice?
You should consider involving a solicitor as early as possible once property finance or refinancing is being arranged. Early advice can help identify title, security, lender and transaction issues before they delay drawdown or completion.
What should you do now?
Gather the proposed loan terms, property details, title information and any lender documentation. Make a note of the proposed drawdown or completion date and let your solicitor know whether the finance relates to an acquisition, refinance, development or investment transaction.
documents that may be useful
- Loan offer or term sheet
- Property details
- Title information
- Existing mortgage or security details
- Company or borrower information
- Valuation or due diligence material
- Development or investment documentation, where relevant
- Proposed drawdown or completion date
How o'Regan little solicitors llp can help
O’Regan Little Solicitors LLP can advise on property finance and refinancing transactions, review title and lender requirements, negotiate and complete security documentation, deal with existing charges or mortgages and coordinate the legal steps required for drawdown and completion..
Frequently asked questions
When should I involve a solicitor in a property finance transaction?
Ideally, you should involve a solicitor once the proposed financing terms are known and before the transaction timetable becomes fixed, so that title and lender requirements can be addressed early.
What legal work is involved in property finance?
The legal work can include reviewing title, satisfying lender requirements, preparing or negotiating security documents, dealing with existing mortgages or charges and coordinating drawdown and completion.
What documents should I bring to an initial consultation?
Bring or send the loan offer or term sheet, property details, title information, existing mortgage details, company or borrower information and any valuation or due diligence material available.
Arranging Property Finance?
Speak with O’Regan Little about the financing, security requirements and proposed drawdown or completion date.